Under the Fair Debt Collection Practices Act (FDCP), Debt collectors are not allowed to do the following:
- Call you after 9PM or before 8AM
- Call you at work after you have communicated with them in writing or verbally that you are not permitted to receive these calls at your place of employment
- Tell a third party that you owe money
- Threaten, harass, or abuse you.This includes people that they may contact about you
- Lie to collect debt from you
- Threaten your arrest
- Provide a bogus company name
- Provide falsified information about you to others
Haveyoubeenthevictimofembarrassingandabusivepracticesbydebtcollectors?Youcanreportviolationsto:
Yourstateattorneygeneral’soffice-https://www.naag.org/TheFederalTradeCommission-https://www.ftccomplaintassistant.gov/
TheConsumerFinancialProtectionBureau-https://www.consumerfinance.gov/complaint/
Resource:consumer.ftc.gov​