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561-233-3600 HEDinfo@pbc.gov
Applications Open · 2026 Cycle

Affordable Housing Assistance for Palm Beach County Residents

Mortgage assistance, down payment help, home rehabilitation, foreclosure prevention and emergency repairs for income-eligible households.

Funding subject to availabilityAssistance levels vary by program, household eligibility, and available funding.
Review Program Requirements
Available Programs
Housing Programs You Can Apply For

All program requests are subject to funding availability. Eligibility is based on household income, residency and program requirements.

First Mortgage Loan (FMLP)

Direct financial assistance as a repayable first mortgage to purchase an eligible single-family home.

Purchase Assistance

Gap financing, down payment, closing cost, and related support for eligible first-time homebuyers.

Foreclosure Prevention

Assistance for eligible homeowners with delinquent mortgage, taxes, insurance, and HOA fees to help avoid foreclosure.

Housing Rehabilitation

Owner-occupied repair assistance to address code violations, health and safety issues, or accessibility needs.

Emergency Repairs

Support for urgent roofing, electrical, plumbing, structural repairs, and other eligible emergency needs.

Utility Connection

Assistance for eligible homeowners with sewer or water connection fees and service line installation.

Replacement Housing

Support to demolish eligible dilapidated structures and build or purchase replacement housing.

Disaster Assistance

Housing repair, rent, utility, and related support for households impacted by declared disasters.

HOME Partnership

Assistance for eligible applicants to acquire a first home through acquisition, rehabilitation, or new construction.

How To Apply
Four Simple Steps

Our team guides you through every step of the process, from eligibility check to approval.

Check Eligibility

Verify household income limits, residency and the specific requirements of the program you need.

Create Account

Register with a valid email, set up your secure password and confirm your contact information.

Submit Application

Upload required documents, including IDs, income proof, property records and completed forms.

Review & Approval

Specialists review your file, contact you for clarifications and notify you of the decision.

Eligibility Snapshot
Who Qualifies for Assistance?
  • Palm Beach County resident
  • Household income within HUD limits
  • Property located in Palm Beach County
  • First-time homebuyer status for some programs
  • Compliance with creditworthiness and underwriting guidelines
Varies
Mortgage Assistance
Available
Rehabilitation Support
A Transparent, Audited Process

All Housing & Economic Development funds are reviewed by County accountants and external specialists to support fair, equitable allocation in compliance with HUD, SHIP and HOME regulations.